Early retirement pension

What

Early retirement pension is receipt of funds from pension insurance before reaching the age required for old-age pension.

Who

An insured person is entitled to early retirement pension once he/she turns 60 and has 35 years of pensionable service. In the transition period lasting until 2029, women obtain the right to early retirement pension under more favourable conditions, with lower age and shorter pensionable service.

An insured person is entitled to early retirement pension without reduction if, following the termination of insurance due to bankruptcy immediately before fulfilling the conditions for obtaining the right to early retirement pension, the person spends two uninterrupted years as an unemployed person registered with the competent employment service.

How

By submitting a filled in application for early retirement pension with the following enclosed: copy of ID card, data on personal identification number (PIN), agreement or decision on termination of employment contract, consent issued by the bank containing the current account IBAN.

When

After the fulfilment of conditions and termination of insurance; it may be submitted at the earliest one month prior to termination of insurance.

Good to know

More information on early retirement (in Croatian): https://goo.gl/W6ok3q

Request for recognizing the right to old age or early old-age pension (in Croatian): https://goo.gl/l6R3bw

Pension Insurance Act (in Croatian): https://goo.gl/PEBEyx

Where

You may submit the application to the competent regional/local office of the Croatian Pension Insurance Institute based on your address of permanent or temporary residence; the application may also be submitted at post offices in the territory of the Republic of Croatia.

The application may also be submitted online, through the system e-Građani.

Zagreb, Croatia